Goals with meaning
Give your priorities a place in the plan—from a first home to a new chapter in retirement.
For individuals & families
More clarity.
More life.
Your finances should support the life you want. TomiPlan brings your goals, information, and professionals into one connected planning experience.
Your TomiPlan CFP® professional is prohibited from selling financial instruments, insurance, or paid implementation referrals. The focus stays on planning.
Get to know your comfort with risk
What’s your
risk score?
Explore your attitude toward investment risk with Investipal’s questionnaire. Bring the result to the licensed investment professional you choose and start a more informed conversation about your goals.
For education and discussion. Results are not securities recommendations from TomiPlan. Investipal hosts this tool and processes information you submit. Review its Privacy Policy and Terms before entering personal information or authorizing an account connection.
A starting point, in context.
A risk score depends on your answers and the tool’s methodology. It is not a complete assessment of your financial situation, a determination that any investment is suitable, or a prediction of returns or losses. Review the result alongside your goals, time horizon, liquidity needs, and ability to bear loss with your licensed investment professional. Investing involves risk, including loss of principal.
Your professionals. Clear responsibilities.
TomiPlan is not registered as a broker-dealer or investment adviser and does not provide securities, tax, legal, or insurance advice. We coordinate with your professional affiliate and the appropriately licensed professionals you select to provide those services. Those professionals remain responsible for recommendations, required assessments, and implementation under their own engagements.
Your whole picture
A plan for the things
that make life yours.
Money decisions rarely stand alone. We help you see how they connect, so the next step feels more considered.
Everyday financial clarity
Connect cash flow, debt, savings, and emergency reserves to the life you want to lead.
Decisions in perspective
Explore the assumptions and tradeoffs behind different paths before taking the next step.
A more organized life
Gather key documents, clarify missing information, and keep planning priorities in view.
A coordinated team
Start with shared fact-finding and keep your chosen professionals informed, so you can spend less time repeating yourself.
Ongoing human support
Pair convenient technology with planning conversations, accountability, and follow-through.
A simple rhythm
A clear starting point.
An ongoing relationship.
We do the work of understanding, organizing, and coordinating—then keep the conversation going as your priorities evolve.
Monthly subscription billing begins after fact-finding is complete and your first plan presentation has taken place.
Discover what matters
Start with your life, your values, and the goals you want your money to support.
Organize the big picture
Complete comprehensive fact-finding with TomiPlan. Bring together goals, household finances, family circumstances, and key documents in one organized picture.
Explore your options
Work with a CFP® professional to compare planning scenarios and prioritize practical next steps.
Coordinate your chosen team
With your authorization, share relevant background, questions, and action items with your chosen CPA, advisor, attorney, and insurance professional.
Keep moving forward
Keep the picture current as new information arrives. TomiPlan updates planning information, sends relevant changes to your authorized team, and follows up on agreed actions.
The people you choose
Your team.
A shared direction.
You and your professional affiliate select the professionals who implement your plan. TomiPlan helps coordinate their work with relevant planning information, shared priorities, and follow-up.
Investment recommendations belong with your licensed advisor. Tax decisions belong with your CPA. Legal matters belong with your attorney. Coverage recommendations belong with your insurance professional.
You are never required to use a TomiPlan-affiliated provider.
You & your goalsYour choice. Your direction.
TomiPlanPlanning & coordination
Your CPATax expertise
Your advisorInvestment advice
Your attorneyLegal expertise
Your insurance proCoverage & placement
Client-authorized collaboration. Each professional stays in their area of expertise.
Value is part of the plan
Thoughtful planning.
Thoughtful pricing.
We carefully track the cost of delivering our service and add a reasonable profit margin. That’s the foundation of our pricing.
Professional skill, leading technology, and an efficient planning process work together to make quality planning more accessible.
Cost to serve+Reasonable profit=Your price
Your written proposal sets out your scope, setup fee, and ongoing subscription. Separate implementation services may carry their own fees.
Talk with us about your needsOur unconditional guaranteeSee the value.
3months
See the value.
Or you don’t pay.
You should be able to recognize the difference TomiPlan makes. If you don’t see clear value in your first three months, you don’t pay.
A few good questions
Clarity starts here.
The next chapter starts with a conversation
Let’s put your life
in perspective.
Tell us what matters to you. We’ll talk through how TomiPlan can help.